Why offer voluntary benefits

A stronger benefits package, without adding premium cost

Voluntary worksite benefits sit alongside your medical plan. Employees pick the coverage they want and pay for it through payroll deduction, so employers can broaden the package without taking on the premium.

Low to no direct employer cost

Most voluntary worksite products are employee-paid and payroll-deducted. Your business provides access and payroll facilitation; employees choose what they want and fund it themselves.

Retention people can feel

A supplemental benefit shows up at the worst moment of an employee's year — a diagnosis, an accident, time out of work. That is the kind of support people remember when they weigh an offer elsewhere.

Compete with bigger employers

Larger companies win candidates on package depth as much as salary. Voluntary benefits let a 25-person shop present a package that reads like a much larger company's.

Light lift for your HR team

We handle plan education, enrollment meetings, employee questions and re-enrollment. Your team approves the plan design and payroll setup; we do the rest.

What the rollout looks like

  1. 01

    Discovery

    We review your headcount, industry, existing coverage and what employees have been asking for.

  2. 02

    Plan design

    We compare options across carrier partners and bring you a short list that fits your workforce.

  3. 03

    Enrollment

    Group meetings, one-on-ones or virtual sessions — whatever fits your shift schedule.

  4. 04

    Ongoing service

    Payroll deduction setup, new-hire enrollment, claims questions and annual review.

Participation requirements, eligibility rules, payroll deduction handling and product availability vary by carrier and state. Nothing on this page is a guarantee of savings, cost, or coverage.

Ready to see what a benefits package could look like?

Answer six quick questions and a licensed independent agent will review options from top-rated carrier partners for your team.