Products
We are an independent agency. Rather than representing a single company, we help you compare voluntary benefit options from top-rated carriers and build a package that matches your workforce.
Disability insurance for employees & group disability insurance
Short- and long-term disability replaces a portion of income when a covered illness or injury keeps an employee out of work. For hourly and commission-driven teams, it is often the single most valuable benefit on the list.
Who it protects: Employees whose household depends on a steady paycheck — especially those without months of savings.
Critical illness insurance for employees
Pays a lump-sum cash benefit after a covered diagnosis such as heart attack, stroke, or end-stage renal failure. The money is paid to the employee, not a provider, so it can go to deductibles, rent, or travel to treatment.
Who it protects: Employees on high-deductible medical plans who would struggle with a sudden out-of-pocket spike.
Accident insurance for employees & workplace accident coverage
Pays fixed benefits for covered injuries, emergency room visits, imaging, and follow-up care. Coverage generally applies on and off the job, which matters for teams with physical work and active families.
Who it protects: Construction, trades, warehouse, hospitality and any workforce that moves for a living.
Cancer insurance for employees
Supplemental coverage designed around the real cost of treatment: repeated co-pays, travel to specialists, and time away from work that a major medical plan does not reimburse.
Who it protects: Employees with family history, and any team that has already watched a coworker go through it.
Group life insurance & voluntary life insurance
Employer-paid base coverage, employee-paid voluntary amounts, or both. Simple issue amounts and payroll deduction make this the easiest coverage most employees will ever put in place.
Who it protects: Employees with dependents, mortgages, or anyone who has been meaning to 'get around to' life insurance.
Group dental and vision benefits
Preventive-first coverage that employees notice immediately because they use it every year. Frequently the first voluntary line a smaller employer adds to the package.
Who it protects: Every employee, and the family members on their plan.
Employer not offering this? Get your own dental & vision plan.
Product descriptions are general summaries only. Benefit amounts, covered conditions, waiting periods, exclusions, limitations, eligibility and availability vary by carrier and state and are governed entirely by the policy documents.
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